February 2016

Once every one or two years, our law firm gets a phone call from a former Chapter 7 client who wants to know if they reaffirmed on their mortgage loan, and if they didn’t, whether they could reopen their case to reaffirm on the loan. Sometimes, the client is upset and really believes that something […]

Getting Rid of Second Mortgages in Bankruptcy:  Let’s say you have a house with a first mortgage and a second mortgage (often referred to as a “home equity loan”).  Is there a way to get rid of that second mortgage in bankruptcy.  The answer is “Yes, well maybe.”  First off, you cannot get rid of […]