Making Pennies Stretch

Making Pennies Stretch
Typically, in the winter, my husband has down time with his job during which his hours are cut or when he is laid off for a period of time. I have to budget accordingly so we can pay our bills....
March 31, 2016
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Tree Falling in a Forest – Relating to Bankruptcy

If a tree falls in a forest, and no one is there, does it make a noise? I have two sets of musings to talk about in this blog edition. Two issues that I think about in my line of...
March 25, 2016
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What does “Unsecured” and “Secured” Debt Mean?

What does “Unsecured” and “Secured” Debt Mean?
What the heck is a secured creditor? The whole point of bankruptcy is to let people in financial distress find relief from that distress. It is a place that can offer hope for people who would otherwise be in a hopeless...
March 18, 2016
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Divorce and Bankruptcy

Divorce and Bankruptcy
It's no surprise that financial problems can lead to stress in a marriage. But what happens when that marital strife leads to divorce, and the financial problems lead to bankruptcy? Bankruptcy and divorce laws overlap because both involve decisions about...
March 11, 2016
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Many clients are concerned about losing their tax refund if they file bankruptcy

Many clients we meet are concerned about their tax refund and if they will lose it when they file a bankruptcy. When asked if they will lose their tax refund, the answer is: It depends. Numerous factors come into play...
March 2, 2016
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