Frequently asked questions regarding Reaffirmation Agreements during a Bankruptcy

What does it mean to reaffirm a debt?  When you file for bankruptcy, you break every contract you have with all of your creditors, including your secured lenders (your mortgage lender, your car lender – any debt that is secured...
September 29, 2015
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Top 10 Reasons Why You Should Consider Filing Bankruptcy by Karen Maxcy

I miss David Letterman.  Did you catch his awesome last episode two months ago?  I did. So in honor of David Letterman, I have my own tongue-in-cheek Top Ten List here.  Keeping it light for this post… it really is NOT...
August 31, 2015
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Surrendering Your House In Bankruptcy

No one desires to lose a home because of financial setbacks, but many factors including predatory lenders and nasty adjustable rate mortgages are making it impossible for many people to keep their homes.  If you have been forced to file...
August 21, 2015
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Making The Decision To File Bankruptcy

My name is Jeff Wagoner, and I am the founder and owner of W M Law, P.C.  I’d like to share with you some of my thoughts and my philosophy about your decision to file bankruptcy : We realize that this...
July 20, 2015
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We’re Here For Bankruptcy Help!

Are you hibernating even though it's nearly summer? Many clients I've seen in recent months have been cheered by lower gas prices, but stagnating wages, coupled with always increasing costs of other necessities, have really taken a toll on the...
June 8, 2015
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Meeting of Creditors

Did you know? Bankruptcy proceedings are held in the Federal District Courts, therefore, all hearings are held in the Federal Courthouses as opposed to the county courthouses. Therefore, if an Olathe, Kansas resident travels to our Olathe offices to file...
June 4, 2015
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For our Spanish speaking clients

Did you know we're a bilingual firm? W M Law offers Spanish speaking bankruptcy services to our clients. We are proud to be one of the few bankruptcy law firms in the Kansas City area that offers this service in...
May 7, 2015
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Home Equity Lines – By Karen Maxcy Attorney at Law

If you are one of the homeowners who took out a home equity line of credit (HELOC) during the mid-2000s and are now struggling with interest and principal payments, here are some helpful tips. If you are struggling with making...
April 30, 2015
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Tax Refund Time!

It’s Tax Refund Time! I heard an H&R Block advertisement the other day that I thought was fantastic.  They were emphasizing the billions of dollars that Americans receive annually in tax refunds, and they were saying that “tax season” should...
January 19, 2015
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Avoiding Tax Debt and a Tax Lein

Avoiding Tax Debt and a Tax Lein
OK, I promised to talk about more reasons to file your taxes on time – even if you cannot pay the taxes when you file them. Avoid an “SFR”:  “SFR” is an acronym for “Substitution for Return”.  If the IRS...
December 16, 2014
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Bankruptcy Eligibility Tool

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