Are You Receiving COVID-19 Stimulus Money?  If So, Here’s What You Should and Should Not Do With Those Funds

Are You Receiving COVID-19 Stimulus Money?  If So, Here’s What You Should and Should Not Do With Those Funds
The good news for people who have received their $600 per person and $600 per under-18 dependent child stimulus payments approved in late December:  The legislation providing for these payments specifically excludes the payments as property of the bankruptcy estate,...
January 25, 2021
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What the Upcoming Months May Mean for Landlords, Tenants, and Homeowners

What the Upcoming Months May Mean for Landlords, Tenants, and Homeowners
Are you a landlord?  If you are a landlord and your tenants have been affected by COVID-19 and are unable to pay, you may have issues servicing your debts, including mortgages or deeds of trust on real estate you own. ...
January 15, 2021
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Getting Sued and Bankruptcy

Getting Sued and Bankruptcy
Many people that file for bankruptcy, do so because they are getting sued.  But does that really help, or is it too late? Creditors often file lawsuits to aid them in the collection process.  When a lender is owed money, and...
December 31, 2020
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Communication is Key in Legal Representation

Communication is Key in Legal Representation
In any legal representation, it’s important to maintain good communication between the lawyer and client.  That doesn’t mean speaking every day, but it means keeping the client informed of any significant element of the case, getting informed consent, and providing...
December 18, 2020
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Personal Injury Lawsuits and Claims in Bankruptcy

Personal Injury Lawsuits and Claims in Bankruptcy
From time to time, our clients “own” a claim against another person at the time our client files his or her bankruptcy case.  For example, let’s say a client was injured in a traffic accident 2 years ago and hired...
December 9, 2020
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Holiday Time is “Let’s Talk” Time

Holiday Time is “Let’s Talk” Time
The holidays are upon us yet again.  Every year at this time, it is a tradition that I pester you about visiting with your family about your estate plan and wishes in the event you pass away.  Although it may...
November 25, 2020
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What if My Income Increases After My Chapter 13 is Filed?

What if My Income Increases After My Chapter 13 is Filed?
We have many clients who file for Chapter 13 bankruptcy, which is the repayment plan type of bankruptcy.  A Chapter 13 can run anywhere from three years up to five years.  Many life changes can happen during that time. It...
November 19, 2020
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Everything You Wanted to Know About Credit Reports (But Were Afraid to Ask)

Everything You Wanted to Know About Credit Reports (But Were Afraid to Ask)
  When can I access my credit reports and how? Normally you can request one free credit report through the three major credit reporting agencies – Equifax, Experian, and TransUnion – by visiting AnnualCreditReport.com .  However, due to COVID-19, the...
November 13, 2020
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Honesty Is Always the Best Policy in Bankruptcy

Honesty Is Always the Best Policy in Bankruptcy
Recently I spoke with a potential candidate for bankruptcy.  They were pleasant, but not too forthcoming.  The conversation was going well until I recommended a time for a potential filing, and the candidate mentioned having to dispose of some assets. ...
October 30, 2020
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Can I File Bankruptcy If I’m Unemployed?

Can I File Bankruptcy If I’m Unemployed?
Can I File Bankruptcy If I’m Unemployed? The answer to that question is, “It depends.” Chapter 7 If you are unemployed and want to file bankruptcy it might be a really good time to go ahead and file.  If you...
October 22, 2020
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