What about my Chapter 13 bankruptcy plan payments during the COVID-19 shutdown?

What about my Chapter 13 bankruptcy plan payments during the COVID-19 shutdown?
Several thousands of workers across the nation have been laid off already due to the shutdown resulting from the COVID-19 pandemic, with many more expected before the tide is turned. If you are one of those workers, and happen to...
March 27, 2020
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What happens if I fall behind on my chapter 13 plan payments?

What happens if I fall behind on my chapter 13 plan payments?
If you’ve been making your plan payments to your Chapter 13 bankruptcy trustee but then something happens (e.g., lose a job, get divorced/separated, get hurt at work, have an unexpected expense (medical, vehicle, house), etc.) and you can’t make your...
July 26, 2019
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Can I Convert My Chapter 13 to Chapter 7?

Can I Convert My Chapter 13 to Chapter 7?
We have many clients in Chapter 13 bankruptcy, and every so often one of those clients will ask if it makes sense for him or her to convert to a Chapter 7 Bankruptcy. My answer is: It depends. Did you...
December 3, 2018
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What If I Am in the Middle of a Chapter 13 Bankruptcy and I Get Divorced?

What If I Am in the Middle of a Chapter 13 Bankruptcy and I Get Divorced?
Chapter 13 bankruptcies can be a wonderful tool to get your life back in order when everything seems lost.  A Chapter 13 bankruptcy can allow you to re-organize your secured debts and still wipe out unsecured debts like medical bills...
October 27, 2018
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Can I Get Rid of Income Taxes Through Bankruptcy?

Can I Get Rid of Income Taxes Through Bankruptcy?
Can I Get Rid of Income Taxes Through Bankruptcy? The answer to that question depends on which chapter of bankruptcy you are eligible for and whether the taxes meet the discharge criteria. In general, your income taxes must meet the...
October 17, 2018
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Advantages of filing a Chapter 13

Advantages of filing a Chapter 13
Debtors generally may choose between a Chapter 13 and a Chapter 7.  While a Chapter 7 is usually quicker, simpler and cheaper, a Chapter 13 can accomplish many things that a Chapter 7 simply cannot. One reason to file a...
October 11, 2018
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Bankruptcy when your house has a lot of equity

Bankruptcy when your house has a lot of equity
My house has a lot of equity and I want to file bankruptcy.  What can I do? The answer to that question depends heavily on which state you live in and which state’s exemptions would apply in your bankruptcy and...
August 17, 2018
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How Does a Foreclosure Work in the State of Kansas?

How Does a Foreclosure Work in the State of Kansas?
In Kansas, a mortgage lender may not take a home from a homeowner except by filing a foreclosure, which is a law suit filed in the County where the homeowner lives.  In the past, most mortgage lenders tended to file...
April 24, 2018
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Getting a New Mortgage Loan While in a Chapter 13 Bankruptcy

Getting a New Mortgage Loan While in a Chapter 13 Bankruptcy
 A Chapter 13 bankruptcy can be a godsend when you are facing tough financial circumstances.  There are many reasons that a Chapter 13 bankruptcy can be a better option for you than a Chapter 7 bankruptcy.  but, one often-cited negative...
March 12, 2018
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Obtener un nuevo préstamo hipotecario, mientras se está en capítulo 13 bancarrota

Obtener un nuevo préstamo hipotecario, mientras se está en capítulo 13 bancarrota
Un capítulo 13 bancarrota puede ser un regalo del cielo cuando se enfrentan a circunstancias financieras difíciles.  Hay muchas razones por las que un capítulo 13 bancarrota puede ser una mejor opción para usted que un capítulo 7 bancarrota.  No...
March 12, 2018
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