In an appreciating housing market, debtors in Chapter 13 bankruptcy sometimes want to know if they can refinance their home loan. The short answer is: Maybe. When a debtor is in Chapter 13, he/she is not supposed to take out...
¿Puedo refinanciar mi préstamo hipotecario durante mi bancarrota del Capítulo 13?
En un mercado inmobiliario en apreciación, los deudores en bancarrota del Capítulo 13 a veces quieren saber si pueden refinanciar su préstamo hipotecario. La respuesta corta es: tal vez. Cuando un deudor está en el Capítulo 13, se supone que...
October 14, 2022
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Why Do I Still Owe Taxes After My Chapter 13?
When a debtor files a Chapter 13 bankruptcy, he/she is required to pay in full over the life of the payment plan any taxes that are non-dischargeable, which are known as “priority” taxes. If a debtor has taxes that do...
July 18, 2022
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¿Qué sucede con mi préstamo de vehículo si se desestima mi Capítulo 13?
Préstamos para vehículos en el capítulo de bancarrota Cuando un deudor se declara en bancarrota del Capítulo 13, su préstamo de vehículo a menudo se paga a través del plan de pago con el síndico u oficina del fideicomisario. Si...
May 9, 2022
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What Happens To My Vehicle Loan If My Chapter 13 Is Dismissed
Vehicle Loans in Chapter 13 Bankruptcy When a debtor files for Chapter 13 bankruptcy his/her vehicle loan is often paid through the payment plan with the trustee. If the debtor has had the vehicle for at least 910 days before...
May 9, 2022
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Staying Current on Certain Obligations After Filing Chapter 13
When someone files for Chapter 13 bankruptcy there are some debts that he/she might propose to pay “outside the play” (aka direct pay), meaning that the debtor will continue making payments directly to the creditor instead of through the bankruptcy....
April 4, 2022
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Objections in Chapter 13 Bankruptcy
What happens when there is an objection to my proposed payment plan in Chapter 13? When a debtor files for Chapter 13 bankruptcy a proposed payment plan is presented and the Chapter 13 Trustee and creditors will review the plan...
February 18, 2022
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What about my Chapter 13 bankruptcy plan payments during the COVID-19 shutdown?
Several thousands of workers across the nation have been laid off already due to the shutdown resulting from the COVID-19 pandemic, with many more expected before the tide is turned. If you are one of those workers, and happen to...
March 27, 2020
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What happens if I fall behind on my chapter 13 plan payments?
If you’ve been making your plan payments to your Chapter 13 bankruptcy trustee but then something happens (e.g., lose a job, get divorced/separated, get hurt at work, have an unexpected expense (medical, vehicle, house), etc.) and you can’t make your...
July 26, 2019
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Can I Convert My Chapter 13 to Chapter 7?
We have many clients in Chapter 13 bankruptcy, and every so often one of those clients will ask if it makes sense for him or her to convert to a Chapter 7 Bankruptcy. My answer is: It depends. Did you...
December 3, 2018
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