Should I File Bankruptcy?

Should I File Bankruptcy?
If your goal is to simply stop a flood of ugly creditor telephone calls, the law is partly on your side. The Federal Fair Debt Collection Practices Act requires collection agencies (but not the original creditor) to stop calling you...
September 18, 2019
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Divorce and Bankruptcy Statistics

Divorce and Bankruptcy Statistics
People often ask me a version of the following question:  “Where do your clients come from?  I don’t know anyone who has filed bankruptcy.”  My response is normally something along the lines of “Well, do you know anyone who has...
January 11, 2019
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What is a Preference?

What is a Preference?
When people begin to have financial trouble, one place they often turn to for help is to family and friends.  Family and friends can be a big help is alleviating short term financial problems.  Borrowing money this way can be quick,...
November 27, 2018
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Is it okay to file Bankruptcy?

Is it okay to file Bankruptcy?
Filing Bankruptcy in the United States is a legal proceeding that allows a debtor to sever the liability to certain financial liabilities.  In short, allows people to get rid of debt without paying it.  But, just because a person can...
August 31, 2018
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Inheritance During Bankruptcy

Inheritance During Bankruptcy
When filing a bankruptcy case, one of the rudimentary rules is that you must list all of your property you own as of the date of filing.  This basic concept can become complicated quickly, but generally means you have to...
July 17, 2018
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Bankruptcy Can Reduce the Emotional Costs of Stress

Bankruptcy Can Reduce the Emotional Costs of Stress
Life is often stressful.  There are many events in life that increase our stress.  Some things are bad like death of a loved one or the loss of employment.  Some things are good like marriage or a new baby.  While even good things can...
June 27, 2018
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New Assets and Claims During Bankruptcy

New Assets and Claims During Bankruptcy
Chapter 13 – Post-Petition Assets and Claims When you file for Chapter 13 you are required to list all your assets in your bankruptcy paperwork.  If you don’t disclose all your assets, then you are committing bankruptcy fraud and the...
March 31, 2018
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Pros and Cons of Debt Counseling

Pros and Cons of Debt Counseling
There are many options when it comes to addressing and dealing with debt problems.  One popular method is working with a Debt Consolidation company.  The idea behind a debt counseling company is that the company will work with your creditors...
March 26, 2018
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Debt and Statute of Limitations

Debt and Statute of Limitations
A statute of limitations is a law that places a time limit on pursing a legal remedy.  This means that once a certain amount of time has passed, the law prohibits attempts to sue over an alleged wrong doing. Knowing...
January 26, 2018
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Surrendering Your House in Bankruptcy

Surrendering Your House in Bankruptcy
No one desires to lose a house in bankruptcy because of financial setbacks, but many factors including predatory lenders and nasty adjustable rate mortgages are making it impossible for many people to keep their homes.  If you have been forced...
December 29, 2017
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Bankruptcy Eligibility Tool

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