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 Filing Options on Chapter 13

#1 Rated Kansas City Bankruptcy Lawyers

We'll Help You Get The
Fresh Start You Deserve

Easy & Affordable Bankruptcy Services

Are you wondering if bankruptcy could help in your situation?  If you’re struggling with overwhelming debt, speaking with an experienced bankruptcy lawyer and coming up with a plan can bring a lot of peace of mind. Click the button below for our free bankruptcy eligibility tool.

Why WM Law?

We've been there too.

When W M Law’s president, Jeff Wagoner, was 13 his family lost  their family farm. While his childhood included financial hardship, the community rallied around them to help his family cope. This experience inspired him to become a Kansas City bankruptcy lawyer.

From the day our bankruptcy law firm was founded, our emphasis has always been on helping people in Kansas City use bankruptcy the way it was intended – to help give people a fresh start.

W M Law has been serving Kansas City for over 20 years and has four offices around Kansas City that are ready to provide you with caring service and support in your time of need.

You Are Not Alone

Did you know there are over 750,000 personal bankruptcy filings every year?

Everyone goes through some type of financial struggle over the course of a lifetime. In fact, just about every successful entrepreneur on the planet failed multiple times before finding success and coming back stronger. If Walt Disney, Henry Ford, Abraham Lincoln and even financial guru Dave Ramsey can use bankruptcy as a way to get their lives back on track, you can too.

we have the bankruptcy “easy button” you want

Get Stress-free Bankruptcy Services from People that Care.

1. You Call Us

Call or email us right now to schedule a free, no-obligation, in-person consultation. We even offer same-day appointments.

2. You MEET US

You will meet with an experienced professional and discuss your situation and the best customized solution for you.


We will work with you to come up with the best plan of action and explain the legal options available for your situation.


Knowing your legal options and taking action to solve your financial problems will bring you peace of mind instead of endless worry and anxiety.

Lawrence, KS


Olathe, KS


Independence, MO


North Kansas City


We've Helped Over 15,000 People

Listen to what our clients are saying.

“Hi Jeff… I don’t know if you remember my wife and I…. But we did a bankruptcy with you in Topeka and you said that there were only maybe three law firms in KC that could do what we were doing and you were one of them. So here is an update…. Because of your hard work, we were able to purchase a beautiful home in Mar 2022 as well as a beautiful 2011 Challenger srt8 supercharged and 2017 rzr, etc. Everything is paid off except our house… we are virtual debt-free and I can work comfortably on 40 hrs without chasing overtime. It is wonderful and my 16 yr old son finally has a room outside of an Rv with a basement and game room including a pool table for his friends as well. So this is just a huge very overdue thank you. ”


“What a great group of people. I’ll never forget what they did for me and the help they gave me. Thank you all for helping me get my life back on track.”


“They have a system, which means they are experienced. Trust the system, do what they ask when they ask. Then sit back and let them do the work.”


“Ran into a tough spot with finances a couple of times throughout the past couple of years and W M Law has been so great to work with. They comfort you every step of the way to ensure they are looking out for your best interest. They are always willing to talk and do not get frustrated if you have questions. Shannon is awesome and has reassured me time and time again that no matter what, they have my back.”


“W M Law is extremely professional and has a caring, genuine staff. I give them a 10/10, would recommend them!”


“Jeff and his staff have helped me when no other attorney would. Not a standard issue but an issue needing his help with. Having my accounts frozen, cheated out of pay, then evicted. Having moved on, and with a good paying stable job, he took my case and he and his staff worked with me, found ways around what other attorneys would not. This law firm does what they say, and help, those who need it.”


Time is of the

Don't wait. Get the Help You Need Now.

Our firm has filed more than 15,000 bankruptcy cases in Kansas and Missouri, and we’ve recently been voted #1 among all Kansas City bankruptcy lawyers.

That unmatched experience means we can handle even the toughest of cases. No matter what kind of trouble you may find yourself in, or how aggressive your creditors are, or how unique your case may be, we can handle it. We are… Here to Help.We realize you’d really rather not file bankruptcy. We will help you make an informed decision as to whether you may truly benefit from filing bankruptcy.

Your initial consultation with one of our attorneys is free and confidential. Please remember that you file bankruptcy in order to make things better, not worse. The bankruptcy system exists for a reason—it’s a lot like a pressure-relief valve for our society. If you need the bankruptcy system’s help, then use it.

If you really don’t need a bankruptcy, then we’ll let you know that during your free consultation with one of our attorneys. We’ve provided quite a bit of information here on our website to help answer your Frequently Asked Questions about bankruptcy.

The sooner you file, the better

So please call right now for your free—no obligation—consultation with a Kansas City bankruptcy attorney who will confidentially, thoroughly and professionally assess your situation.

The WM Law Blog

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Bankruptcy Eligibility Tool

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