At Tax Time, Your CPA is Your Best Friend

At Tax Time, Your CPA is Your Best Friend
Well, February is here and it’s time to start planning to file 2022 tax returns. Many people and businesses will seek extensions to file, but most people should be able to obtain their necessary documents and file in the next...
February 23, 2023
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Our New Year’s Resolution: An Even Better WM Law

Our New Year’s Resolution:  An Even Better WM Law
What’s our New Year's Resolution? We are focusing on growing our firm so that we can serve our community even more. Our new year's resolution is to continue to improve our client communications and work product and invest in our...
December 30, 2022
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New Guidance for Student Loan Discharge

New Guidance for Student Loan Discharge
Generally, student loans are considered non-dischargeable in bankruptcy. Under § 523(a)(8) certain student loans may not be discharged in bankruptcy unless the bankruptcy court determines that payment of the loan “would impose an undue hardship on the debtor and the...
December 21, 2022
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Can I Improve My Credit Score While I’m in a Chapter 13 Bankruptcy?

Can I Improve My Credit Score While I’m in a Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is a repayment type of bankruptcy where a debtor can pay debts in a three to five-year payment plan, often at a more affordable monthly payment than could be achieved outside of bankruptcy. Many debtors are concerned,...
December 12, 2022
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Should I Stay in Business Or Should I Go?

Should I Stay in Business Or Should I Go?
The operators of a small business in distress have one very difficult decision to make: does it make more sense to stop running the business and protect the owners personally (possibly through an individual bankruptcy) or try to save the...
December 5, 2022
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“Spendthrift Trusts”: How to protect wealth from your heirs’ creditors

“Spendthrift Trusts”: How to protect wealth from your heirs’ creditors
Proper estate planning involves the protection and preservation of your legacy. Sometimes these goals require limiting an heir’s ability to rapidly deplete their inheritance. Typically, estate planning professionals use “spendthrift provisions” to protect loved ones from poor financial decisions, and...
November 3, 2022
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Buy Now Pay Later Companies are Risky to Work With

Buy Now Pay Later Companies are Risky to Work With
Companies like Affirm, Klarna, and Afterpay are what are known as Buy Now Pay Later companies (BNPL). These companies allow you to purchase items, usually online or through apps, and pay later. That sounds like a good alternative, and a...
October 31, 2022
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Founder’s Story

Founder’s Story
Hi, I’m Jeff Wagoner, and you’ve probably seen me in some of the other videos here on our website or in our video blog. But I wanted to take a couple of minutes and tell you about my background and...
October 21, 2022
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Why Do People File for Bankruptcy?

Why Do People File for Bankruptcy?
People file for bankruptcy for a lot of different reasons. I told someone the other day the story about Tom Petty. In 1979, rock & roll legend, Tom Petty filed for bankruptcy protection to cancel his record contract with Shelter...
September 26, 2022
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Can I Keep My Credit Cards after Filing for Bankruptcy

Can I Keep My Credit Cards after Filing for Bankruptcy
When we prepare bankruptcy paperwork, one of our duties is to make sure that ALL of our clients’ debts are listed. That is true for a Chapter 7 liquidation, or a reorganization like a Chapter 13, 11, or 12. However,...
September 15, 2022
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Bankruptcy Eligibility Tool

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