Credit Unions and Bankruptcy Filing

Credit Unions and Bankruptcy Filing
  Many of my clients really love their credit unions because many credit unions really do provide excellent customer service – they are personable and compassionate, much more so than traditional banking giants.  Many of my clients are sad to...
December 12, 2016
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What If Creditors Continue to Call After Bankruptcy Filing

What If Creditors Continue to Call After Bankruptcy Filing
One of the most important and basic elements of the Bankruptcy Code is the automatic stay which comes into effect the moment a debtor files for bankruptcy.  Automatic, immediate – an injunction against all your creditors to stop collection efforts. ...
November 29, 2016
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How Long to Rebuild Credit After Bankruptcy?

How Long to Rebuild Credit After Bankruptcy?
Lately it seems like I've had a lot of questions about rebuilding credit after bankruptcy.  Let's start with an excerpt from the website www.myfico.com, which is widely regarded as an expert in all things credit score, regarding how long any...
November 9, 2016
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Non-Exempt Equity and Bankruptcy

Non-Exempt Equity and Bankruptcy
 What is non-exempt equity why do I can about it in bankruptcy?  In order to answer this question, a few terms need to be defined.  First, equity is the value property has beyond any amount owed.  Second, non-exempt means there...
November 1, 2016
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Worried About Filing Bankruptcy?

Worried About Filing Bankruptcy?
Many people worry about what happens if they file bankruptcy.  The worry about what will happen to their house, or their car.  The worry about their credit or income.  There is just a lot of worrying involved, which is ironic,...
October 21, 2016
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Two Types of People In This World

Two Types of People In This World
Have you heard this from serious runners?  They like to posit that there are two types of people in this world – runners and non-runners.  Well, as a non-serious runner, I’d like to propose my own version of over-simplifying the...
October 17, 2016
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Wells Fargo – Violated Payment Change Notice Rules

Wells Fargo – Violated Payment Change Notice Rules
If you filed bankruptcy during the past 5 years and have a mortgage with Wells Fargo, you will be getting a check in the mail.  In December 2011 an bankruptcy rule went into effect that required mortgage lenders to provide 21...
September 30, 2016
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Online Payday Loans

Online Payday Loans
A word to the wise – you use online payday loans at your own risk.  Bricks and mortar payday loan companies come with their inherent risks and pitfalls, but online payday loans are a whole separate beast. I have a...
September 23, 2016
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Higher Income People And Bankruptcy

Higher Income People And Bankruptcy
Believe it or not, higher income people do actually file bankruptcy.  We've filed thousands of bankruptcies for people who are "Above Median" income.  "Above Median" income basically means that your family's income is higher than the average based on the...
September 16, 2016
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Automobile Loans and Bankruptcy

Automobile Loans and Bankruptcy
In nearly all Chapter 7 cases, our clients have one or more automobile loans.  In our region of the country, owning a reliable automobile is a necessity.  Determining how to deal with those loans can have a major impact on...
September 9, 2016
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COVID-19 UPDATE

W M Law is open for business.

We are still providing customer service to our existing bankruptcy and estate planning clients and we are available for free initial consultations over the phone for new clients.

Existing clients can drop off documents at any of our 4 metro area offices. Simply call or email to let us know you will be dropping them off so we can retrieve them quickly.

Staff are still working at our Olathe office, payments can be made by calling 913-422-0909 or here on the website. Please feel free to email your attorney or our office staff with questions pertaining to your case.

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