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Are Mobile Homes and Jewelry Exempt in Missouri 2027?

Are Mobile Homes and Jewelry Exempt in Missouri 2027?
Filing for bankruptcy puts a mobile home or valuable jewelry at risk when its value exceeds Missouri's protection limits. Missouri exemptions protect both types of property up to a set limit for each exemption category. Mobile homes and jewelry are...
October 5, 2026
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Can You Plead the Fifth at a Missouri Debtor’s Exam?

Can You Plead the Fifth at a Missouri Debtor’s Exam?
If you have been ordered to appear for a debtor's exam, you are probably wondering how much you actually have to say. We hear this question often, and the honest answer is that you cannot always plead the fifth at...
September 14, 2026
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Do Missouri Exemptions Rise With Inflation Now?

Do Missouri Exemptions Rise With Inflation Now?
Most people who come to us worry about one thing above all: what they get to keep. That worry has grown as home values and vehicle prices across the Kansas City area have climbed. Clients now ask us directly whether...
August 31, 2026
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How Do You Keep Your Car in a Missouri Bankruptcy?

How Do You Keep Your Car in a Missouri Bankruptcy?
Most people who call our office open with the same worry. They need their vehicle to get to work and cannot afford to lose it, so they put off filing for months or even years. That delay costs them. In...
August 17, 2026
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Missouri Bankruptcy Exemptions 2027: What’s New?

Missouri Bankruptcy Exemptions 2027: What’s New?
Most people who call our office ask the same question before anything else: will I lose my house? For years in Missouri, that fear was justified because our state protected far less equity than almost anywhere else in the country....
August 3, 2026
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What is Missouri’s New $40,000 Homestead Exemption?

What is Missouri’s New $40,000 Homestead Exemption?
Missouri's new homestead exemption shields up to $40,000 of equity in a primary residence, a sharp jump from the $15,000 limit that stood for more than twenty years. Homeowners across the Kansas City metro built real value in their properties...
July 20, 2026
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Why Are Missouri Banks Protected From Garnishment Errors?

Why Are Missouri Banks Protected From Garnishment Errors?
If a garnishment freezes your bank account by mistake, your first instinct might be to blame the bank. But under Missouri law, that's usually a dead end. Missouri banks are protected from garnishment errors when they follow a court order...
July 6, 2026
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Bankruptcy vs Debt Relief: Pros, Cons, & Differences

Bankruptcy vs Debt Relief: Pros, Cons, & Differences
When debt becomes overwhelming, two paths come up more often than others: bankruptcy and debt relief programs. The two sound similar on the surface, but they differ significantly in structure, protection, and long-term outcome. The choice between them depends on...
June 29, 2026
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Does Filing for Bankruptcy Eliminate Debt?

Does Filing for Bankruptcy Eliminate Debt?
Filing for bankruptcy does eliminate debt, but only certain kinds. It wipes out many types of unsecured debt, including credit card balances, medical bills, and personal loans, while obligations like student loans, recent tax debts, child support, and certain court...
June 15, 2026
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How Long Does Chapter 7 Stay on Credit Report?

How Long Does Chapter 7 Stay on Credit Report?
The question of how long Chapter 7 stays on your credit report often weighs more heavily than the debt itself. The honest answer is that the 10-year clock starts on your filing date, but the score impact lessens far sooner...
June 1, 2026
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Bankruptcy Eligibility Tool

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