Buy Now, Pay Later and Bankruptcy: What Consumers Should Know

Buy Now, Pay Later and Bankruptcy: What Consumers Should Know
Consumers looking to buy everything from airline tickets to trendy jeans to the latest Apple products have likely seen the option to finance their purchase over time using Buy Now, Pay Later. Popular BNPL companies like Affirm, Afterpay, Zip, PayPal’s...
June 24, 2022
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Have a Lawyer Review Your Plan, Save You Money Later

Have a Lawyer Review Your Plan, Save You Money Later
As lawyers, we are used to dealing with complicated situations as things go bad financially for people, farms, and businesses. By the time we meet our clients, they’ve usually exhausted non-bankruptcy options to keep their business or farm going or...
June 7, 2022
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Can My Bankruptcy Discharge Be Denied or Revoked?

Can My Bankruptcy Discharge Be Denied or Revoked?
Every year, there are thousands and thousands of bankruptcy filings.  In nearly every case, the end result is a court order discharging the Debtor from any debts that can be wiped out. This might be in a Chapter 7 liquidation...
April 22, 2022
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Valuing Assets in Bankruptcy

Valuing Assets in Bankruptcy
As part of the preparation of bankruptcy schedules, we need to value all property owned by a debtor (an individual person, a couple, or a business).  Different issues come up in valuing assets, which is why bankruptcy is much more...
April 18, 2022
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Filing Bankruptcy from your Home

Filing Bankruptcy from your Home
In this day of advanced telecommunications, it’s possible to file bankruptcy and complete the process entirely from your home, without a trip to our offices or the courthouse. Covid concerns and mobility limitations justify completing the entire process using the...
March 29, 2022
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Watch Out for Social Media Accounts in Bankruptcy

Watch Out for Social Media Accounts in Bankruptcy
When someone files for bankruptcy there is a trustee assigned to the case.  The trustee is essentially an independent contractor for the United States Trustee, which is the arm of the government that oversees all bankruptcies in the United States....
March 8, 2022
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Major Changes Coming to Bankruptcy Meetings of Creditors

Major Changes Coming to Bankruptcy Meetings of Creditors
After we file bankruptcy petitions for our clients, the next step is the 341 Meeting or Meeting of Creditors. Named after the section of the Bankruptcy Code that makes it a requirement, the Meeting is a chance for creditors to...
February 25, 2022
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Don’t Delay, Act Now

Don’t Delay, Act Now
There are times when it’s necessary to delay a bankruptcy filing. Sometimes we wait until our clients receive and spend down tax returns. Sometimes we are waiting on credit counseling to be completed, tax returns to be filed, or waiting...
February 14, 2022
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Should my Elderly Parent File Bankruptcy?

Should my Elderly Parent File Bankruptcy?
Should my Elderly Parent File Bankruptcy? Several times per year, I am contacted by an adult child asking if an elderly parent should file bankruptcy. The scenario is generally that the adult child has taken over the elderly parent’s finances...
January 31, 2022
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Why Do I Need to Provide Proof of Insurance to my Bankruptcy Attorney?

Why Do I Need to Provide Proof of Insurance to my Bankruptcy Attorney?
Some of our clients are surprised when we ask for proof of insurance on cars, homes, or other assets. We usually don’t spend a great deal of time in initial meetings or appointments to prepare bankruptcy paperwork asking about insurance. ...
January 21, 2022
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Bankruptcy Eligibility Tool

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