No person really wants to file bankruptcy.  Many people who really need to file bankruptcy are resistant to doing so due to: Pride Undue Optimism Indecision Stubbornness No Money to File However, bankruptcy may be the best way to regain...

Filing Bankruptcy in the United States is a legal proceeding that allows a debtor to sever the liability to certain financial liabilities.  In short, allows people to get rid of debt without paying it.  But, just because a person can...

Are you hibernating even though it’s summer? Many clients we've seen in recent months have experienced stagnating wages, coupled with always increasing costs of other necessities. The economy’s sluggish growth means that many large and small business employers alike do...

 Any debtor being called by a debt collector has the right to advise the debt collector that the debtor wants the collector to “cease and desist all collection efforts”.  A federal law called the Fair Debt Collection Practices Act (FDCPA)...