What if your mortgage payment increases while you're in Chapter 13 Bankruptcy? If you were not behind on your mortgage before you file bankruptcy, then you would just continue making your regular mortgage payments directly to the mortgage company. If...

We often consult with clients who own a small business in distress.  If the business is not profitable, a Chapter 11 reorganization may allow the business to start fresh by reorganizing its debts.  If the owner doesn’t want to continue...

We like to discuss goals in our free initial consultations.  After all, as financial counselors, we can’t effectively assist our clients if we don’t understand their goals.  When it comes to a car, we have a few options to consider....

This time of year anyone that is considering filing bankruptcy needs to be aware of how bankruptcy impacts their potential tax refund. Potential Asset When filing bankruptcy, the Debtor has an obligation to list all of their assets.  That's easier...

We help hundreds of our clients file Chapter 13 bankruptcies each year.  Some file to save their homes from foreclosure, others to save their cars from a repossession.  A handful file to provide enough time to pay all of their...

Summer is here, and along with it often comes the opportunity to work overtime for seasonal industries such as construction and landscaping.  Working overtime can be great for your family's budget, but like any seemingly good thing, there can be...