Debt Consolidation: Savior or Scam?

Debt Consolidation: Savior or Scam?
In 2021, U.S. consumer debt rose to almost $16 trillion. With so many Americans struggling to pay their bills, debt consolidation is often considered a solution to financial problems. However, the success of debt consolidation is by no means guaranteed...
August 11, 2022
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Buy Now, Pay Later and Bankruptcy: What Consumers Should Know

Buy Now, Pay Later and Bankruptcy: What Consumers Should Know
Consumers looking to buy everything from airline tickets to trendy jeans to the latest Apple products have likely seen the option to finance their purchase over time using Buy Now, Pay Later. Popular BNPL companies like Affirm, Afterpay, Zip, PayPal’s...
June 24, 2022
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Changes in the BK Legislation Regarding Debt Limits

Changes in the BK Legislation Regarding Debt Limits
Back in April of this year, the US Senate passed a bill that would have restored the Subchapter V (of Chapter 11) Debt Limits to $7.5 million for small businesses proceeding through the process. As an incentive to support this...
June 17, 2022
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Should I File Bankruptcy?

Should I File Bankruptcy?
If your goal is to simply stop a flood of ugly creditor telephone calls, the law is partly on your side. The Federal Fair Debt Collection Practices Act requires collection agencies (but not the original creditor) to stop calling you...
September 18, 2019
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Bankruptcy Eligibility Tool

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