If your goal is to simply stop a flood of ugly creditor telephone calls, the law is partly on your side. The Federal Fair Debt Collection Practices Act requires collection agencies (but not the original creditor) to stop calling you...

Are you hibernating even though it’s summer? Many clients we've seen in recent months have experienced stagnating wages, coupled with always increasing costs of other necessities. The economy’s sluggish growth means that many large and small business employers alike do...

If you are preparing to file a bankruptcy case, you will find us reminding you that you must ensure your bank account balances are low.  I know that is a “easy” matter for most people – most clients will tell...