What is non-exempt equity why do I can about it in bankruptcy?  In order to answer this question, a few terms need to be defined.  First, equity is the value property has beyond any amount owed.  Second, non-exempt means there...

Many people worry about what happens if they file bankruptcy.  The worry about what will happen to their house, or their car.  The worry about their credit or income.  There is just a lot of worrying involved, which is ironic,...

When I meet with clients for the first time, I almost always ask if they own their house.  Sometimes the response is, "No, I'm still paying for it."  When that happens, I try to explain to that person the difference...

If you are preparing to file a bankruptcy case, you will find us reminding you that you must ensure your bank account balances are low.  I know that is a “easy” matter for most people – most clients will tell...

Often times, our clients are very concerned about how bankruptcy will affect their ability to purchase a car either after a Chapter 7 case or during a Chapter 13 case (generally when their current car "dies" on them).  Chapter 7...

Kansas lets you protect your home from creditors, but in some cases Missouri does too! Many people know that in Kansas, your house is always safe from creditors (other than the IRS and mortgage loans). After all, that's one major...