Tag Archives: harassing creditors during bankruptcy

 Any debtor being called by a debt collector has the right to advise the debt collector that the debtor wants the collector to “cease and desist all collection efforts”.  A federal law called the Fair Debt Collection Practices Act (FDCPA) says that once a debtor tells a debt collector to stop communicating with the debtor, […]

One of the most important and basic elements of the Bankruptcy Code is the automatic stay which comes into effect the moment a debtor files for bankruptcy.  Automatic, immediate – an injunction against all your creditors to stop collection efforts.  Creditors who are reputable, large, have been conducting business for decades, and want to conduct […]