Wells Fargo – Violated Payment Change Notice Rules

Wells Fargo – Violated Payment Change Notice Rules
If you filed bankruptcy during the past 5 years and have a mortgage with Wells Fargo, you will be getting a check in the mail.  In December 2011 an bankruptcy rule went into effect that required mortgage lenders to provide 21...
September 30, 2016
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Why the “rich” can’t understand why the “poor” have to file for bankruptcy

Why the “rich” can’t understand why the “poor” have to file for bankruptcy
I stumbled upon an old clip on Facebook yesterday of Jay Leno interviewing the comedian Louis C.K.  Louis C.K. was responding to his increasing financial success with his career and made the point with Jay that he does not plan...
August 5, 2016
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Bank accounts when filing bankruptcy

Bank accounts when filing bankruptcy
If you are preparing to file a bankruptcy case, you will find us reminding you that you must ensure your bank account balances are low.  I know that is a “easy” matter for most people – most clients will tell...
July 14, 2016
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Purchasing a car during/after bankruptcy

Purchasing a car during/after bankruptcy
Often times, our clients are very concerned about how bankruptcy will affect their ability to purchase a car either after a Chapter 7 case or during a Chapter 13 case (generally when their current car "dies" on them).  Chapter 7...
July 7, 2016
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Kansas protects your home from creditors – in some cases Missouri does too!

Kansas protects your home from creditors – in some cases Missouri does too!
Kansas lets you protect your home from creditors, but in some cases Missouri does too! Many people know that in Kansas, your house is always safe from creditors (other than the IRS and mortgage loans). After all, that's one major...
June 20, 2016
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Needy or Undeserving?

Needy or Undeserving?
Helping the needy, even when they are “undeserving” By Karen Maxcy Do we help the needy because they are needy, or because they are deserving of our help? Are we more likely to help when the circumstances are compelling to...
June 8, 2016
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Bankruptcy Law and Customer Service

Bankruptcy Law and Customer Service
Customer service. Nowadays, people might wonder what that is. It seems everywhere you go, computers are taking the place of employees and people do the bare minimum to get by at their jobs. At the bankruptcy law office of WM...
May 27, 2016
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Payday Loans: A Cautionary Tale

Payday Loans: A Cautionary Tale
Sometimes, when it rains it pours. Sometimes, car repairs, family emergencies, and a new water heater all have to be paid for at the same time. Sometimes, you just need a little help to get to the next paycheck. And...
May 12, 2016
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Getting Rid of Second Mortgages in Bankruptcy

Getting Rid of Second Mortgages in Bankruptcy:  Let's say you have a house with a first mortgage and a second mortgage (often referred to as a "home equity loan").  Is there a way to get rid of that second mortgage...
February 19, 2016
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Home Equity Lines – By Karen Maxcy Attorney at Law

If you are one of the homeowners who took out a home equity line of credit (HELOC) during the mid-2000s and are now struggling with interest and principal payments, here are some helpful tips. If you are struggling with making...
April 30, 2015
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