Many people worry about what happens if they file bankruptcy. The worry about what will happen to their house, or their car. The worry about their credit or income. There is just a lot of worrying involved, which is ironic,...
Deed or Deed of Trust?
When I meet with clients for the first time, I almost always ask if they own their house. Sometimes the response is, "No, I'm still paying for it." When that happens, I try to explain to that person the difference...
July 27, 2016
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Bank accounts when filing bankruptcy
If you are preparing to file a bankruptcy case, you will find us reminding you that you must ensure your bank account balances are low. I know that is a “easy” matter for most people – most clients will tell...
July 14, 2016
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Purchasing a car during/after bankruptcy
Often times, our clients are very concerned about how bankruptcy will affect their ability to purchase a car either after a Chapter 7 case or during a Chapter 13 case (generally when their current car "dies" on them). Chapter 7...
July 7, 2016
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Kansas protects your home from creditors – in some cases Missouri does too!
Kansas lets you protect your home from creditors, but in some cases Missouri does too! Many people know that in Kansas, your house is always safe from creditors (other than the IRS and mortgage loans). After all, that's one major...
June 20, 2016
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Needy or Undeserving?
Helping the needy, even when they are “undeserving” By Karen Maxcy Do we help the needy because they are needy, or because they are deserving of our help? Are we more likely to help when the circumstances are compelling to...
June 8, 2016
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Bankruptcy Law and Customer Service
Customer service. Nowadays, people might wonder what that is. It seems everywhere you go, computers are taking the place of employees and people do the bare minimum to get by at their jobs. At the bankruptcy law office of WM...
May 27, 2016
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Payday Loans: A Cautionary Tale
Sometimes, when it rains it pours. Sometimes, car repairs, family emergencies, and a new water heater all have to be paid for at the same time. Sometimes, you just need a little help to get to the next paycheck. And...
May 12, 2016
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Getting Rid of Second Mortgages in Bankruptcy
Getting Rid of Second Mortgages in Bankruptcy: Let's say you have a house with a first mortgage and a second mortgage (often referred to as a "home equity loan"). Is there a way to get rid of that second mortgage...
February 19, 2016
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Home Equity Lines – By Karen Maxcy Attorney at Law
If you are one of the homeowners who took out a home equity line of credit (HELOC) during the mid-2000s and are now struggling with interest and principal payments, here are some helpful tips. If you are struggling with making...
April 30, 2015
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