Believe it or not, higher income people do actually file bankruptcy.  We've filed thousands of bankruptcies for people who are "Above Median" income.  "Above Median" income basically means that your family's income is higher than the average based on the...

When I meet with clients for the first time, I almost always ask if they own their house.  Sometimes the response is, "No, I'm still paying for it."  When that happens, I try to explain to that person the difference...

If you are preparing to file a bankruptcy case, you will find us reminding you that you must ensure your bank account balances are low.  I know that is a “easy” matter for most people – most clients will tell...

Kansas lets you protect your home from creditors, but in some cases Missouri does too! Many people know that in Kansas, your house is always safe from creditors (other than the IRS and mortgage loans). After all, that's one major...

Helping the needy, even when they are “undeserving” By Karen Maxcy Do we help the needy because they are needy, or because they are deserving of our help? Are we more likely to help when the circumstances are compelling to...

Customer service. Nowadays, people might wonder what that is. It seems everywhere you go, computers are taking the place of employees and people do the bare minimum to get by at their jobs. At the bankruptcy law office of WM...

Sometimes, when it rains it pours. Sometimes, car repairs, family emergencies, and a new water heater all have to be paid for at the same time. Sometimes, you just need a little help to get to the next paycheck. And...