Believe it or not, higher income people do actually file bankruptcy. We’ve filed thousands of bankruptcies for people who are “Above Median” income. “Above Median” income basically means that your family’s income is higher than the average based on the size of your family and the state in which you reside. The median income changes every […]
When I meet with clients for the first time, I almost always ask if they own their house. Sometimes the response is, “No, I’m still paying for it.” When that happens, I try to explain to that person the difference between a Deed and a deed of trust.
If you are preparing to file a bankruptcy case, you will find us reminding you that you must ensure your bank account balances are low. I know that is a “easy” matter for most people – most clients will tell me that any day after pay day is a low balance day because the paycheck […]
Kansas lets you protect your home from creditors, but in some cases Missouri does too!
Helping the needy, even when they are “undeserving” By Karen Maxcy Do we help the needy because they are needy, or because they are deserving of our help? Are we more likely to help when the circumstances are compelling to us and relate-able? For example, a friend loses everything she owns in a house fire […]
Customer service. Nowadays, people might wonder what that is. It seems everywhere you go, computers are taking the place of employees and people do the bare minimum to get by at their jobs. At the bankruptcy law office of WM Law, we have live people answering the phones Monday through Friday from 8:30 a.m. to […]
Sometimes, when it rains it pours. Sometimes, car repairs, family emergencies, and a new water heater all have to be paid for at the same time. Sometimes, you just need a little help to get to the next paycheck. And sometimes, when these things happens, people turn to payday loan companies for that little extra […]
Getting Rid of Second Mortgages in Bankruptcy: Let’s say you have a house with a first mortgage and a second mortgage (often referred to as a “home equity loan”). Is there a way to get rid of that second mortgage in bankruptcy. The answer is “Yes, well maybe.” First off, you cannot get rid of […]
Did you know we’re a bilingual firm? W M Law offers Spanish speaking bankruptcy services to our clients. We are proud to be one of the few bankruptcy law firms in the Kansas City area that offers this service in our Olathe office. We understand that sometimes, when English is not your native language and, […]